The company, established in 2012, operates in the civil construction and real estate development sectors, specializing in building construction and real estate project development.
As a key security element for the operation, the company offers an urban plot of land located in the municipality of Sintra, valued at approximately €1,900,000.
The property is free of mortgages, liens, encumbrances, or any other charges, allowing for the establishment of a first-degree mortgage in favor of the lender.
For a loan of €500,000, the value of the collateral represents an asset coverage of approximately 3.8 times the financed capital, corresponding to a Loan-to-Value ratio of only 27%.
This structure provides the investor with a particularly significant safety margin, since the estimated value of the property exceeds the requested amount by approximately €1,400,000.
The operation therefore combines three particularly attractive factors for the lender:
monthly remuneration of 1%, equivalent to an annual return of 12%;
monthly interest payments during the term of the operation;
real security through a first-degree mortgage on real estate assets with a value substantially higher than the financing.
The absence of prior encumbrances allows the lender to assume a priority mortgage position on the property, reinforcing the protection of the invested capital.
This is a short-term business financing opportunity with attractive profitability and robust real estate security, aimed at investors who value operations backed by real assets and with a significant level of equity coverage.
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