Established in 2020, the company operates in the construction and property development sectors, focusing on the construction of buildings and the development of real estate projects.
As the primary security for the transaction, the company is offering an urban development plot located in the municipality of Sintra, with an estimated value of approximately €1,900,000.
The property is free from mortgages, liens, encumbrances or any other registered charges, allowing a first-ranking mortgage to be granted in favour of the lender.
For a financing amount of €800,000, the value of the collateral represents approximately 2.4 times the capital provided, corresponding to a Loan-to-Value ratio of only 42%.
This structure offers the investor a particularly strong margin of protection, as the estimated value of the property exceeds the financing amount by approximately €1,100,000.
The transaction therefore combines three key features that make it especially attractive to investors:
- monthly interest of 1%, equivalent to an annual return of 12%;
- monthly interest payments throughout the term of the financing;
- real estate security through a first-ranking mortgage over an asset with a value substantially higher than the amount financed.
The absence of any existing charges allows the lender to benefit from a priority mortgage position over the property, further strengthening the protection of the invested capital.
This represents an attractive short-term corporate financing opportunity, combining a competitive return with robust real estate security, aimed at investors seeking asset-backed transactions with a significant level of collateral coverage.
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